Paypal India – How to Create and Verify a Paypal Account in India

Guide to complete and verify Paypal account IndiaDo you want to send and receive money internationally, then you must consider creating a Paypal account.

Especially if you are an online money maker or freelancer since you are more likely to work for clients or sites that are situated outside India.

Paypal is no stranger when it comes online money transfer, In particular, the overseas ones.

As we mostly discuss online money making. Almost all the genuine businesses in this industry are working fine with Paypal.

And in this article, we are going to discuss the followings,

1. What is Paypal
2. How to create a Paypal account.
3. How to verify your basic details.
4. How to add a bank account and card

What is Paypal

Paypal is online money transfer site that let you send and receive money all around the world. Paypal offers services for both individuals and business with lesser fees.

Since it is easy and secure most businesses and customers love to use it.

Here are some of the benefits of using Paypal,

1. It is free and you are not going to pay any fees except the conversion fees.

2. It is fast and secure and you receive your money in your bank within few day.

3. You can make purchases internationally without revealing your card details and you can also manage all your payments in one place.

4. Paypal is widely accepted so you can expect to use that in all places.

Creating a Paypal account

Creating a Paypal account is a really simple process. And to do that, you must have these two things,

1. PAN Card – For the person who is creating the Paypal Account

2. Bank Account – A Bank account in India with the same name you give on PayPal.

If you don’t have a pan card or bank account, use your spouse or parent’s details with their permission.

And don’t forget to use their name when creating Paypal account.

First of all, go to, then click on the sign-up button,

Next, you need to choose which type of account you are going to use.

In this case, we are going to use it only for personal uses like receiving and sending payments so select shopping account.Selecting account type


On the next page, enter your e-mail address and this is what going to be your Paypal ID.

Sign up for Paypal India

Choose a password and move to the next page.

While entering your name make sure that you are giving the exact name as in Pan card since providing exact name is really important to proceed to the further.

Paypal sign up form

Then fill address, date of birth and mobile number.

Finally, click on the Create Account button.

Now we just created your Paypal account, In the next step, we need to verify some basic information.

Basic details verification

Right after signing up for Paypal, you will receive a verification mail. Click on that link to verify your mail id,

Next one is your mobile number, visit your settings page, then click on verify your number link next to your number. After that, you will receive a 6 digit code. enter the code to get verified.

Verify mobile number with Paypal

This number is the one you should be using when you are contacting their support team.

After the signing for Paypal, You also receive a notification like this, Click on complete your tasks link.

Paypal notification

This will lead you to the page where you are providing your PAN number. Verify your name then enter the PAN number to add it to your account.

Add pan card to your Paypal account

In the same page, you will see a link to purpose code, Click on that and select “Advertising and market research” from the list.

Add a purpose code to your Paypal account

After completing this, we need to jump into the most important part, Adding bank account.

Connecting Bank account with Paypal

According to the laws of RBI, Paypal could not hold money on your Paypal account, So PayPal automatically withdraws your funds to your local Bank account, Immediately right after you receive a payment.

Because of that, you must connect a bank account to Paypal.

On the menu, Click on payment methods, then select link a bank account.

Payment methods Paypal

Put your account number and Ifsc code to proceed.

Linking bank account with Paypal

After that, you will receive two small deposits from Paypal to your bank account within 2-5 days.

You need to enter that exact amount on your Paypal account to verify your bank account.

Verify your bank account with Paypal

And it will be something like 1.03, 1.06. After entering that you can start to receive funds.

After this, there is one more thing to do, and that is connecting a debit or credit card which is completely optional.

Adding debit or Credit Card

This one is completely optional, In case if you want to purchase outside India this will be really useful.

Having your card attached to Paypal can help make purchases internationally without exposing your card details and also you can manage all your payments in one account.

you can find card attaching option on the payment method page, just below Link a bank account option.

To successfully attach your card to your Paypal account, your card must be enabled for international transactions.
Not all the banks in India are allowing the international transaction, Only a few of them allow international payments.

Debit cards from following banks are accepted by Paypal,

1. State bank of India – Activate international transaction by sending “SWON INTL XXXX” (XXXX represents last four digits of your card) to 09223966666 from your registered mobile number.

2. ICICI Bank – Send “INTL” to 5676766 from the registered mobile number to activate international transactions.

3. Axis bank

4.. HDFC bank

5. Axis bank

Adding debit card with Paypal

If you have a card from any of the banks mentioned above, Go ahead and link your card.

Auto withdrawal

Whenever you receive money it will be automatically withdrawn to your local bank account, you don’t need to anything. If you are account balance is more than $10 dollars you can instantly request a withdrawal otherwise Paypal will automatically do that.

It would take about 2-7 days for Paypal to send your money but usually, you get that within one day.

When you are receiving payments there is no minimum limit for that.  For example, I received an 11 cent payment from one space.

Payment from one space

So no matter how much money you receive PayPal will automatically send that to your bank account.

After completing all these processes, this is what your account will look like.

A sample of verified Paypal account

And this brings us to the end, now you know how to create and verify a Paypal account.

If you any doubt let us know in the comments.

And If you find this article helpful, do share it with your friends.


  1. Yogesh October 27, 2019
    • john ananth October 27, 2019
  2. Peter August 8, 2018
    • John Anand August 8, 2018

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